We provide you with expertise in the industry, well beyond our competition and have years of experience in handling claims for mobile homes. We can help you choose the right mobile home policy for your mobile or manufactured home.

We’ve got you covered:

  • Comprehensive Coverage. This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.
  • Optional Replacement Cost. Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!
  • Agreed Loss Settlement. If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible).  No hassles.
  • Liability Coverage. This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.
  • We offer all the extras:
    • Additional living expenses
    • Trees, shrubs, plants, and lawns
    • Debris removal
    • Emergency removal service and emergency repair after a loss
    • Credit card and check forgery
    • Fire department service
    • Food spoilage coverage
  • Popular coverage options to choose from:
    • Hobby farm or ranch liability
    • Identity fraud expense and management including monitoring
    • Incidental business liability
    • Personal injury
    • Water damage from sewers and drains
    • Earthquake coverage
    • Trip coverage when moving your home
    • Personal liability coverage on additional residences
    • Scheduled personal property coverage
    • Replacement cost coverage (mobile home, other structures, and personal belongings)

Please note that policies, coverages and coverage amounts vary by state and all coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. The coverages described on this page apply if you use your mobile home as a residence. They do not apply to rental and commercial use. 

Call today to get more information 310-835-3373.

UniAmerica is Step by Step with You.