We provide you with expertise in the industry, well beyond our competition and have years of experience in handling claims for mobile homes. We can help you choose the right mobile home policy for your mobile or manufactured home.
We’ve got you covered:
Comprehensive Coverage. This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.
Optional Replacement Cost. Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!
Agreed Loss Settlement. If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible). No hassles.
Liability Coverage. This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.
We offer all the extras:
Additional living expenses
Trees, shrubs, plants, and lawns
Emergency removal service and emergency repair after a loss
Credit card and check forgery
Fire department service
Food spoilage coverage
Popular coverage options to choose from:
Hobby farm or ranch liability
Identity fraud expense and management including monitoring
Incidental business liability
Water damage from sewers and drains
Trip coverage when moving your home
Personal liability coverage on additional residences
Scheduled personal property coverage
Replacement cost coverage (mobile home, other structures, and personal belongings)
Please note that policies, coverages and coverage amounts vary by state and all coverages may not be available in all areas.
About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. The coverages described on this page apply if you use your mobile home as a residence. They do not apply to rental and commercial use.