How much is my car insurance going to be?

Get insured with Uniamerica Insurance. Uniamerica Insurance has been protecting autos, homes, businesses and more for over 25 years. We’re with you, every step of the way!

The amount you’ll pay for your car insurance depends on several factors and the assessment is made to determine whether you’re a high risk driver ,because if you are, then you need more coverage.


Older drivers tend to have less accidents or serious traffic violations. You may get charged more if you’re below 25 years old. Our licensed agents can help assess you further.

Driving record

If you’re record is clean of major accidents or serious traffic violations, you are likely to pay less. If you have no car insurance track record however, you may pay more.

Driving frequency  

The more you drive, the more chances you have of being involved in an accident. So if you use it to commute to long distances, you may have to pay more. If you drive it occasionally, you should communicate this to one of our insurance agents who will consider this a “pleasure use” and charge you less.


Urban drivers may pay more than those in smaller or rural towns due to the differences in rates of vandalism, theft and accidents. It also matter where you mark. Do you park your car in the street or in a secure garage? These will affect your insurance coverage cost.

The type of car

The type of car basically means the cost of your car. This includes cost of repair, likelihood of theft, engine size and the overall safety record of the car. Cars built with high quality safe equipment may even qualify for discounts.

Your credit score

The higher your credit score, the less your probability of getting into an accident which cost insurance companies less.  In fact, 92% of all insurers now consider credit when calculating auto insurance costs.

Let us help you get your car covered today!

Call us directly 1-310-835-3373 or speak with a licensed agent at to discuss which coverages best fit your lifestyle. 

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