Insurance Commissioner Ricardo Lara announced a new partnership today between the California Department of Insurance and Governor Gavin Newsom’s Administration, including the Governor’s Office of Emergency Services (CalOES), and the California Department of Forestry and Fire Protection (CAL FIRE) among others.
These measures will establish statewide standards for home and community hardening that will help reduce wildfire risk, protect lives and property all while helping make insurance available and affordable to residents and businesses.
What is “hardening”?
This refers to measures that prepare homes and communities to better survive a wildfire like building upgrades, defensible pace, and fire-resistant landscaping. While California has existing wildfire building standards for new development as established by CAL FIRE, this new partnership will establish standards that are consistent, based in fire science, and apply to retrofits for older existing homes in order to help them seek and maintain insurance coverage, thus giving policyholders and insurance companies a shared strategy for reducing wildfire risks.
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