Travel medical insurance is for travelers who are leaving their home country. It provides coverage for medical emergencies and evacuations.Depending on the company selling it, it is sometimes called International Medical Insurance, International Travel Insurance, or Worldwide Medical Insurance.
How is Travel Medical different from other types of insurance?
These plans are for travelers leaving their home country that are concerned with coverage abroad. Many insurance plans don’t cover you once you leave the US, and an accident or illness abroad would not be covered.
Biggest difference: It focuses on emergency medical/evacuation vs trip cancellation coverages
With a travel medical plan, the focus is on emergency medical and evacuation costs.
If you are abroad and have an accident or become ill, it would cover medical costs for you. Emergency dental treatment is usually included and emergency transportation (ambulance, air lift) services are also covered.
Emergency medical evacuations will get you out of a remote area and transported to a place where you can receive proper medical care. If you are killed or die on your trip, the repatriation coverage will ensure your body is properly transported home or to a funeral home nearby.
Let Uniamericainc.com help you with travel medical insurance today!