With millions of people out there driving registered motorcycles in the U.S., motorcycle insurance is a very important topic to discuss. Why are motorcycles so popular in the U.S.? Is it because they look good, or you get to skip traffic, or is it because they are fast, or because they are easy on the pump; no matter what the reason you have to be insured. In this blog we are going to cover Motorcycle insurance.
What Is Motorcycle Insurance?
Motorcycle insurance is the protection of a motorcycle in case of theft, accident, loss, or damage. Motorcycle insurance also includes liability just in case the accident is your fault and you have to pay for the other persons injury and property damage.
What Does Motorcycle Insurance Cover?
Like I said Motorcycle insurance provides liability which covers the other persons vehicle and there injuries. You can change your policy to cover: full replacement of your bike just in case it gets totaled. Comprehensive which covers theft, damage from the weather, and damage from animals. Medical payments which is for yourself just in case you get injured and hospitalized. Uninsured motorist which is for a driver who hit you and has no insurance to cover you or your vehicle. Under insured motorist which is in case a driver hit you and is under insured and still can’t afford to pay your damages.
How Much Does Motorcycle Insurance Cost?
Motorcycle insurance is fairly cheap compared to auto insurance. Liability costs range from 100-500 a year. It depends on what coverage you want and what the state requires.
Where Can I get Motorcycle Insurance?
Here at UniAmerica Insurance of course! We offer companies like Nation Wide, Mercury, Infinity, Progressive, Travelers etc. UniAmerica provides many companies to quote you and we will give you the best coverage for the lowest rates.
So there you have it Motorcycle insurance in a jiffy. Remember to contact UniAmerica for you insurance needs. Thank you so much for reading, have a great day!
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